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Baccarat Etiquette Guide

An African-American man has won in baccarat, friends are happy for him

Baccarat at Casinos

Baccarat has a reputation as a game with high stakes, popular among the upper echelons of society. Before, it was played only among aristocrats.

Of course, now everything has changed and baccarat has become available to anyone.

If you do not even have the opportunity to play it in a land-based casino, you can do it in an online casino.

And still, some of the rules of conduct in baccarat are observed today. Read them to avoid an awkward situation when you're not the only player at the table.

Baccarat Game Rules

Baccarat is a sophisticated yet simple card game enjoyed by many casino enthusiasts worldwide. Understanding the core baccarat rules is key to enjoying and potentially succeeding at the tables. This guide breaks down everything you need to know, from card values to betting options and the crucial third card rule.

In baccarat, card values are straightforward:

  • Cards 2 through 9 are worth their face value.
  • Tens, Jacks, Queens, and Kings (face cards) are worth zero points.
  • Aces are worth one point.

The total value of a hand is determined by the rightmost digit of the sum of the cards. For example, a hand with a 7 and an 8 totals 15, making its baccarat value 5.

The primary objective in baccarat is to bet on the hand that you believe will have a total value closest to nine. There are three main betting options:

  • Player hand
  • Banker hand
  • Tie

A typical baccarat game proceeds as follows:

  1. Players place their bets on either the Player, Banker, or Tie.
  2. Two cards are dealt face up to both the Player hand and the Banker hand.
  3. The values of both hands are calculated based on the baccarat card values.
  4. Depending on the initial totals, a third card may be drawn for either or both hands, following specific baccarat third card rules.
  5. The hand closest to nine wins. Winning bets are paid out according to the odds.

Knowing your betting options is fundamental to playing baccarat:

  • Player Bet:

    • If you bet on the Player hand and it wins, you typically receive a 1:1 payout.
  • Banker Bet:

    • If you bet on the Banker hand and it wins, you usually receive a 1:1 payout, minus a standard 5% commission. This commission makes the Banker bet slightly more favorable in the long run due to its higher statistical win probability.
  • Tie Bet:

    • If you bet on the Tie and both hands have the same value, you win. The payout for a Tie bet is significantly higher, often 8:1 or 9:1, reflecting its lower probability.

The drawing of a third card in baccarat is not a player's decision but is governed by a strict set of rules based on the initial hand totals. These rules are complex but are automatically applied by the dealer, so players do not need to memorize them to play the game effectively. 

By understanding these baccarat rules, you are well-equipped to join a game and enjoy one of the most elegant casino card games around. Good luck at the baccarat table!


Baccarat Players' Code of Behavior

We will not dwell on the dress code because it exists in every casino, and you won't be required to dress up if you decide to play baccarat. However, be prepared for the fact that a casino offering this game to its visitors may set relatively high standards for visitor appearance.

  • You may sit at the baccarat table, even if the game has already started. But please wait till the cards in the shoe end.
  • Meanwhile, you can observe players' actions and pay attention to all details. This will help you understand what is happening and ask questions later as a new player.
  • Remember that baccarat has lost its snobbery, so behave with restraint. Avoid loud laughter and refrain from annoying the neighbors with questions during the game. You can maintain a friendly conversation on neutral subjects.
  • Do not make a bet before the dealer offers you to. After winning, do not rush to pick up chips from the board. Wait till the dealer serves all the boxes.
  • When playing in a respected club, you do not have to take chips along if you need time to leave the table. The dealer will look after them, and you can thank him with tips.

Of course, all these etiquette rules relate mainly to games in land-based casinos. However, they should also be followed when playing baccarat online with live dealers, as it is now possible in many online casinos.

Frequently asked Questions

🤵 Do I need to dress up to play baccarat?

While some high-roller baccarat tables in exclusive areas might suggest a more formal dress code, most casino baccarat tables (especially the mini-baccarat or midi-baccarat tables on the main floor) are more relaxed. Smart casual is generally acceptable. However, it's always a good idea to check with the specific casino if you're unsure, especially for very high-stakes games.

🃏 Can I touch the cards in baccarat?

This depends on the specific baccarat variation and casino. In traditional "big table" baccarat, the player who made the largest wager on either the Player or Banker hand might be allowed to squeeze and reveal the cards. However, in mini-baccarat and midi-baccarat, the dealer typically handles all the cards. Always observe what others are doing or ask the dealer if you're unsure. Never touch the cards unless explicitly invited to do so.

🙍‍♂️ Is it okay to give advice to other baccarat players?

It's generally best to avoid giving unsolicited advice to other players at the baccarat table. Everyone has their own betting strategy, and offering tips can be distracting or even unwelcome. Focus on your own game and enjoy the atmosphere.

🤔 How do I handle my bets at baccarat?

Place your chips clearly within the designated betting areas (Player, Banker, or Tie) before the dealer announces "no more bets." Avoid tossing chips haphazardly. If you're unsure where to place your bet, don't hesitate to ask the dealer for guidance.

💲 Should I tip the baccarat dealer?

Tipping is customary in most casinos, and baccarat is no exception. If you've had a good experience, a tip is a gracious way to show your appreciation. You can place a bet for the dealer or hand them chips directly. The amount is at your discretion, but generally, tipping after a winning session is a nice gesture.

❔ What if I have a question during the baccarat game?

Don't be afraid to ask the dealer if you have any questions about the rules, payouts, or anything else related to the game. They are there to help and ensure the game runs smoothly. It's better to ask than to make a mistake or feel confused.

📲 Can I use my phone at the baccarat table?

While opinions vary, it's generally considered poor etiquette to be engrossed in your phone while at the baccarat table. Keep phone calls brief and step away from the table if you need to have a longer conversation. Avoid distracting others with your device.

Denis Anipchenko
Denis Anipchenko
Editor-in-chief and online gambling expert

Denis is a true professional with many years of experience in the gambling industry. His career started back in the late nineties when he worked as a croupier, pit boss, manager and casino manager. This unique experience allowed him to deeply understand the world of gambling from the inside. Since the late noughties Denis has dedicated himself to writing articles and analyses about gambling, and since the early tens he has become a key figure in the Casinoz team. Here he not only writes and edits content, but also creates reviews, shares his expertise and helps readers understand the intricacies of gambling. Denis combines practical experience and in-depth knowledge, making him one of the most respected experts in the industry. His writings are always up-to-date, proven and useful information for anyone interested in the casino world.

An expert in:
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Facts checked Alex Vasilev Scientific editor and fact checker
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