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Side Bets in Baccarat

casino baccarat

Baccarat can be called one of the most conservative gambling games. Terms and conditions of mini-baccarat offered at most online casinos require minimal user intervention. The customer just needs to choose one of three types of bets: banker, player, or tie. Then they just watch how the cards are dealt and the winning bet is determined.

To diversify the gameplay and attract more customers to baccarat, the developers of software for online gambling, as well as operators of brick-and-mortar casinos, are trying to create different kinds of side bets in this game. They are placed on the additional field and are independent of the basic bets. They are paid according to different rules.

The basic versions of baccarat side bets will be discussed in this article.

Dragon Bonus Bet

Dragon Bonus is supposed to be the most common baccarat side bet. It can be made either on the banker or the player. It is paid for the victory of the selected opponent with nine natural points or by the spread of at least four points.

Baccarat Dragon Bonus

There are the following payouts:

  • Natural 9 - 30:1
  • The spread is 8 points - 10:1
  • The spread is 7 points - 6:1
  • The spread is 6 points - 4:1
  • The spread is 5 points - 2:1
  • The spread is 4 points - 1:1

When both opponents have 9 points, a tie is announced. In other cases, the bet loses.

There are the following house edges:

  • Dragon Bonus on a player - 2.65%
  • Dragon Bonus on a banker - 9.37%.

The data slightly varies with the changes in the number of decks that participate in the gameplay.

Dragon 7

This bet can be found in the games from the EZ Baccarat Series. It wins in the case of the banker's victory with seven points in a three-card hand.

There are the following payouts:

  • The banker's victory with seven points in a three-card hand - 40:1

There is the following house edge:

  • Dragon 7 - 7.6%

The card counting system is elaborated for this bet at brick-and-mortar casinos.

Panda 8

It is another side bet from EZ Baccarat. It is paid if the banker wins with eight points in a three-card hand.

There are the following payouts:

  • The banker wins with eight points in a three-card hand - 25:1

There is the following house edge:

  • Panda 8 - 10.19%

There is a card counting system for this bet that allows achieving outstanding results.

Big and Small Bets

These side bets offered baccarat, available in the online casinos powered by Playtech. The Small bet is paid if the player and the banker have four cards, and the Big bet wins if they have five or six cards.

Baccarat Bets

There are the following payouts:

  • Small - 3:2
  • Big - 0.54:1

There are the following house edges:

  • Small - 5.27%
  • Big - 4.35%

These data are valid if the game is played using six decks.

Perfect Pair Bet

It is another baccarat bet offered by Playtech. It is paid out if the first two cards are of the same rank and suit (it is an analogue of a perfect pair in blackjack).

There are the following payouts:

  • Pair of the same suit - 25:1

There are the following house edges:

  • Six decks - 17%
  • Eight decks - 13%

The game is available at live casinos.

Either Pair Bet

This version of side bets can also be found at online casinos running on software released by Playtech. It is paid if the first two cards of the banker or player contain any pair.

There are the following payouts:

  • Pair - 5:1

There are the following house edges:

  • Six decks - 14.5%
  • Eight cards - 13.7%

Playtech offers this game in a six-deck version.

4-5-6 Bet

This bet is available in some American casinos (mainly in Atlantic City). The customer has to guess the number of cards in both opponents: the player and the banker.

There are the following payouts:

  • Four cards - 1.5:1
  • Five cards - 2:1
  • Six cards - 2:1

There are the following house edges:

  • Four cards - 5.2%
  • Five cards - 8.9%
  • Six cards - 4.7%

The number of decks does not affect the house edge significantly.

Lucky Bonus Bet

This type is available in U.S. gambling houses. The Lucky Bonus bet is paid when the banker wins having six points. 

Baccarat Bets

There are the following payouts:

  • The banker wins, having 6 points - 18:1

There is the following house edge:

  • Lucky Bonus - 2.34%

The mathematical calculations show that the player has the advantage over the house, making this bet. However, its size can not exceed 10% of the basic wager. If you make both bets constantly, the total house edge reaches 1.11%. 


Conclusion

The Lucky Bonus bet seems to be the most attractive among those that are mentioned above. Unfortunately, you can hardly find it outside the United States (in fact, even beyond California).

Some side bets are so unprofitable that a reasonable player would never make them.

The best options for those who want to try their luck in this way are provided by online casinos where the Dragon Bonus, Small, and Big bets are available.

If you find more profitable opportunities for users, tell us about your findings in the comments. We are waiting for your opinions regarding this topic.

Frequently asked Questions

💲 What are online baccarat side bets?

These are optional wagers you can place in addition to the standard bets on the player, banker, or a tie. They offer a chance for more varied outcomes and often have higher potential payouts than the main game. Side bets are typically placed before the cards are dealt and are settled based on specific criteria, such as the cards dealt to either the player or banker hands. The availability of these side bets can vary between different online casinos and different versions of baccarat.

❔ How do side bets work?

To place a side bet, you simply put your chips in the designated side bet area on the virtual baccarat table before the round begins. The rules of the main baccarat game proceed as normal, with the dealer dealing cards to the player and banker hands. The outcome of your side bet is then determined by a specific condition being met. For example, a "Player Pair" side bet wins if the first two cards dealt to the player hand are a pair, regardless of the final outcome of the main game. While these bets can add excitement and offer large payouts, they generally have a higher house edge than the main baccarat bets.

🍀 What are some common side bets and their payouts?

A wide variety of side bets exist, each with its own set of rules and payout structure. The "Pairs" side bet is one of the most common, where you wager that either the player or banker will receive a pair in their first two cards. Payouts for this can be around 11:1. Another popular option is the "Perfect Pair," which wins if a hand receives a pair of the same rank and suit, offering a much higher payout, sometimes as much as 25:1. Some variations also include "Dragon Bonus," which pays out if a hand wins by a large margin, with the highest payouts reserved for non-natural hands that win by nine points. The specific odds and payouts for these bets can vary, so it's always a good idea to check the rules of the specific game you are playing.

🤑 Are baccarat side bets a good strategy?

While side bets can be appealing due to their high payout potential, it's important to understand that they generally carry a much higher house edge than the main bets. The main bets on the banker and player hands have a very low house edge, making baccarat a favorable game for players. However, side bets are designed to increase the house's advantage. For this reason, many players who follow a strict betting strategy tend to avoid side bets. They can be a fun way to add some extra action to the game, but it's crucial to manage your bankroll carefully and be aware of the increased risk involved.

Denis Anipchenko
Denis Anipchenko
Editor-in-chief and online gambling expert

Denis is a true professional with many years of experience in the gambling industry. His career started back in the late nineties when he worked as a croupier, pit boss, manager and casino manager. This unique experience allowed him to deeply understand the world of gambling from the inside. Since the late noughties Denis has dedicated himself to writing articles and analyses about gambling, and since the early tens he has become a key figure in the Casinoz team. Here he not only writes and edits content, but also creates reviews, shares his expertise and helps readers understand the intricacies of gambling. Denis combines practical experience and in-depth knowledge, making him one of the most respected experts in the industry. His writings are always up-to-date, proven and useful information for anyone interested in the casino world.

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Facts checked Alex Vasilev Scientific editor and fact checker
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