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General Description

Mini baccarat is played according to slightly simplified rules of the American version of this game. The cards are always dealt by the croupier in this version. The table is smaller than in other variations of baccarat. There are three betting sectors in front of each player: banker, player, and tie. Six or eight standard 52-card decks without jokers, which are placed in a special box called sabot, are used in this game. Discarded cards are placed in a special discard tray.

Mini baccarat is also characterized by relatively low betting limits, making the game more democratic. Bear in mind that you just need to make a bet. All operations are carried out by the dealer at the table, so even beginners will not face any problem.

Aim of the Game

The aim of mini baccarat does no differ from the goals of other versions. It is necessary to win, making a bet on the banker, player, or tie.

Number of Players

The table for mini baccarat game is divided into seven places. This fact determines the maximum number of participants.

Hands and Card Values

An ace is scored at 1. Cards from deuces to tens are worth their face value. Tens and face cards are worth nothing. If the score exceeds ten, ten is subtracted from it and this result is taken into account in this game. Due to this fact, the number of points can never exceed nine.

Neither the player nor the croupier can receive more than three cards. He who has a score that is closer to a 9 will win. If the scores are equal, a draw is announced.

The highest possible total is nine. The two-card hand that is worth nine points is called "natural" and always wins. Eight points in a two-card hand is also called "natural."


Every player can make one of the three available types of bets:

  1. On a banker (banco). It is a bet on the victory of the banker. It is paid 1:1 (minus a 5% commission fee).
  2. On a player (punto). It is paid 1:1.
  3. On a tie. It is paid 8:1 (sometimes 9:1).


Players make bets on the player, banker, or tie by placing chips on the appropriate fields. The banker deals two cards to the player and himself. If either the player or the banker has a natural hand, he wins.

The player and the banker can draw a third card in accordance with the standard rules for American baccarat, which can be studied in detail in the corresponding article of the portal en.Casinoz.

Then the banker's and player's cards are compared. The croupier collects losing bets and pays for winning bets.


The best strategy for mini baccarat is to wager constantly on the player, because the commission is not paid for that. In this case, the house edge is only 1.37%, which makes this type of baccarat one of the most profitable casino games.

The bet on the banker is less profitable, but the differences in house edges are almost insignificant.

Users should avoid betting on the tie, because the house edge in this case exceeds fourteen percent if the payout is calculated according to the 8:1 ratio.

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